Senior Process Associate - AML Monitoring

Guidehouse India Pvt Ltd is looking for a Senior Process Associate to handle Level 2 AML Transaction Monitoring investigations at its Chennai office. The role requires reviewing transaction alerts, identifying financial crime red flags, and drafting comprehensive SAR-supporting documentation in line with global compliance standards.

Core Responsibilities:

• Conduct L2-level reviews and investigations on AML transaction monitoring alerts and suspicious customer activities.
• Analyze customer profiles, transactional patterns, and risk indicators to decide on case closures or escalations.
• Draft detailed, evidence-based investigation narratives and prepare documentation supporting SAR/STR filings.
• Examine complex cases involving high-risk jurisdictions, unusual counterparties, and emerging financial crime typologies.
• Collaborate with internal QA, team leads, and client compliance teams to calibrate processes and maintain audit-ready documentation.
• Achieve target operational metrics across quality, SLA adherence, and daily throughput.

Required Experience & Qualifications:

• 2 to 6 years of experience in AML transaction monitoring, financial crime investigations, or compliance operations.
• Demonstrated experience with L2 alert reviews, escalation decisioning, and SAR narrative preparation.
• Working knowledge of KYC, CDD, and EDD processes applied during transaction investigations.
• Strong analytical mindset capable of handling high-volume transaction datasets with keen attention to detail.
• Willingness to work in rotational shifts or client-aligned work schedules.

Desirable Skills:

• Exposure to crypto transaction monitoring, blockchain investigation tools (Chainalysis, TRM Labs, Elliptic), or fintech/payments environments.
• Familiarity with compliance systems such as Actimize, Oracle Mantas, NICE, Fircosoft, LexisNexis, or World-Check.
• Understanding of regulatory frameworks including BSA/AML, FATF, OFAC, and FinCEN guidelines.